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@article{177578,
        author = {Dr. S. NARMATHA},
        title = {A Study on Problems faced by Women while availing Microfinance in Thiruvallur District},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {12},
        pages = {3265-3269},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=177578},
        abstract = {Microfinance is also called as microcredit which provides funds to low-income groups or those who could not have access to financial services, particularly women. The Microfinance institutions and Self-Help Groups played an active role in lending microfinance activities. This paper aims to analyse the difficulties of women in availing Microfinance loan.  To analyse the primary data the statistical tools such as Descriptive Analysis, Paired Sample T-test have been used. From the analysis, The Results showed that the lack of proper guidance and lack of enough awareness of financial services is the first and foremost problem faced by the women beneficiaries. The procedure for approaching the authorities as second rank followed by choice of appropriate model is the third important problem. Further, the research shows that the problems are differ among various categories of respondents. Hence, it suggests that the Government and NGOs should take necessary steps for providing proper guidance to the beneficiaries of Microfinance.
The main objective of this study was primarily to analyse the problems in availing microfinance. Primary Data was collected from 75 respondents. Convenience Sampling method was used.},
        keywords = {Microfinance, Self Help Groups.},
        month = {May},
        }