A Study on Student’s Behavior towards Mutual Funds

  • Unique Paper ID: 178463
  • PageNo: 3522-3527
  • Abstract:
  • This research paper examines the attitudes, behaviors, and perceptions of Indian students towards mutual fund investments. As the Indian financial market grows, mutual funds have become an increasingly popular investment option. However, there is a lack of understanding, especially among students in the formative years of financial independence, about participating in and viewing these financial products. The aim of this study is to assess the knowledge, experience, and interest levels of Indian students in the field of integration, identify the factors affecting their capacities, and explore the challenges facing their participation in mutual investment. Based on a survey conducted among university students across India, the paper highlights the need for improving financial literacy and education levels to increase participation among the youth.

Copyright & License

Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{178463,
        author = {DR SIDDIQUI LUBNA JAVED HASAN and NACHIKET ITAGI},
        title = {A Study on Student’s Behavior towards Mutual Funds},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {12},
        pages = {3522-3527},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=178463},
        abstract = {This research paper examines the attitudes, behaviors, and perceptions of Indian students towards mutual fund investments. As the Indian financial market grows, mutual funds have become an increasingly popular investment option. However, there is a lack of understanding, especially among students in the formative years of financial independence, about participating in and viewing these financial products. The aim of this study is to assess the knowledge, experience, and interest levels of Indian students in the field of integration, identify the factors affecting their capacities, and explore the challenges facing their participation in mutual investment. Based on a survey conducted among university students across India, the paper highlights the need for improving financial literacy and education levels to increase participation among the youth.},
        keywords = {Mutual Funds, student behaviour, investment, financial literacy, India, investment behaviour, financial education.},
        month = {May},
        }

Cite This Article

HASAN, D. S. L. J., & ITAGI, N. (2025). A Study on Student’s Behavior towards Mutual Funds. International Journal of Innovative Research in Technology (IJIRT), 11(12), 3522–3527.

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