HOME LOAN ICICI BANK

  • Unique Paper ID: 179556
  • PageNo: 6968-6971
  • Abstract:
  • A home loan is a long-term commitment that takes 15 to 20 years to complete. A number of factors are essential such as the company' s level of commitment and transparency throughout the loan process, the fine print, the quality of services provided, and the safe retrieval of the title deed. One can simply obtain a home loan at a fair interest rate from quite a few of banks and financial institutions. The Indian government has been working to improve the housing industry for the past ten years by launching a number of housing loan programs for both urban and rural residents. The National Housing Policy (NHP), which was initially implemented in 1988, was the first attempt in this direction. Founded in 1988, the National Housing Bank (NHB) is the premier housing financing institution and a fully-owned subsidiary of the Reserve Bank of India (RBI). In addition to offering refinance services to scheduled commercial banks and housing finance businesses, the bank's primary goal is to build and promote the nation's housing financial institutions. Additionally, tax rebates on housing loans have been introduced for the salaried part. The objective of this research is to examine how pleased customers are with HDFC Bank and ICICI Bank home loans. 50 bank clients participated in the study, which was conducted using a standardized questionnaire. Numerous statistical procedures, including percentages, t-tests, and chi-square tests, have been used for analysis.

Copyright & License

Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{179556,
        author = {shivani and Dr.Divya Rai and Dr.Jyoti Sondhi and Dr.Avinash Rana and Mr.Hemant Kapoor},
        title = {HOME LOAN ICICI BANK},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {12},
        pages = {6968-6971},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=179556},
        abstract = {A home loan is a long-term commitment that 
takes 15 to 20 years to complete. A number of factors 
are essential such as the company' s level of 
commitment and transparency throughout the loan 
process, the fine print, the quality of services provided, 
and the safe retrieval of the title deed. One can simply 
obtain a home loan at a fair interest rate from quite a 
few of banks and financial institutions. The Indian 
government has been working to improve the housing 
industry for the past ten years by launching a number 
of housing loan programs for both urban and rural 
residents. The National Housing Policy (NHP), which 
was initially implemented in 1988, was the first 
attempt in this direction. Founded in 1988, the 
National Housing Bank (NHB) is the premier housing 
financing institution and a fully-owned subsidiary of 
the Reserve Bank of India (RBI). In addition to 
offering refinance services to scheduled commercial 
banks and housing finance businesses, the bank's 
primary goal is to build and promote the nation's 
housing financial institutions. Additionally, tax rebates 
on housing loans have been introduced for the salaried 
part. The objective of this research is to examine how 
pleased customers are with HDFC Bank and ICICI 
Bank home loans. 50 bank clients participated in the 
study, which was conducted using a standardized 
questionnaire. 
Numerous statistical procedures, 
including percentages, t-tests, and chi-square tests, 
have been used for analysis.},
        keywords = {Home loan, ICICI Bank, Customer,  Finance.},
        month = {May},
        }

Cite This Article

shivani, , & Rai, D., & Sondhi, D., & Rana, D., & Kapoor, M. (2025). HOME LOAN ICICI BANK. International Journal of Innovative Research in Technology (IJIRT), 11(12), 6968–6971.

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