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@article{181458,
        author = {Vishal V Arakeri and Sindhu and Mohamed Ahmed hussain and Sowmya Gaitond},
        title = {FairCred — An Explainable, Bias-Mitigated Deep-Learning Framework for Real-Time Loan Approval Using Alternative Data},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {1},
        pages = {3972-3977},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=181458},
        abstract = {},
        keywords = {Credit risk, alternative data, deep learning, artificial neural network, fairness, SHAP explainability, microservice deployment, loan underwriting.},
        month = {June},
        }