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@article{182927,
        author = {Ms. Surbhi Jain and Dr. Seema Kumari},
        title = {The Public and Private Sectors' Banking Services: A Comparison with Particular Reference to Bhopal City},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {2},
        pages = {3771-3780},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=182927},
        abstract = {The performance and effectiveness of industrial banks are crucial components of the efficiency and efficacy of a nation's financial system. The overarching aim of banking sector reforms in India has been to enhance the efficiency and profitability of banks. Before these reforms, the industry was nearly a monopoly, primarily controlled by public sector banks. However, the banking reforms have introduced a variety of private and foreign banks into the market, providing them with greater autonomy.
Operational efficiency serves as an indicator that will aid not only the public but also management, regulators, and supervisors in understanding and evaluating the relative efficiency of the players competing within the banking sector.
Profits are vital for the survival of any business entity. In addition to survival, the long-term growth of a business is also contingent upon its profitability. Analysing the profitability of banks presents a significant challenge, as the primary objective of establishing Indian banks is to serve the community. In light of this mission, banks have historically placed less emphasis on profit generation.},
        keywords = {Banks, Banking Services, Financial Services, Public Bank, Private Bank.},
        month = {July},
        }