Ethical Issues in Cyber security Practices in Indian Banks

  • Unique Paper ID: 183277
  • PageNo: 775-779
  • Abstract:
  • The ongoing digital transformation of Indian banks has enhanced service delivery, yet simultaneously escalated the exposure to cyber threats, raising profound ethical challenges in cybersecurity practices. This paper critically examines these ethical issues, including data privacy infringements, opaque breach disclosures, deficiencies in informed consent, algorithmic biases in decision-making, and weak internal ethical cultures. By synthesizing empirical evidence, regulatory analyses, and behavioral cybersecurity research, particularly contextualized within Indian banking, this study argues for a comprehensive approach to embedding ethics into cybersecurity frameworks. Recommendations emphasize fostering security-aware cultures, enforcing transparent data governance, enhancing AI auditability, and instituting protected whistleblower channels, all essential to upholding trust and fairness in digital banking environments.

Copyright & License

Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{183277,
        author = {Yuddhveer Singh Poonia},
        title = {Ethical Issues in Cyber security Practices in Indian Banks},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {3},
        pages = {775-779},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=183277},
        abstract = {The ongoing digital transformation of Indian banks has enhanced service delivery, yet simultaneously escalated the exposure to cyber threats, raising profound ethical challenges in cybersecurity practices. This paper critically examines these ethical issues, including data privacy infringements, opaque breach disclosures, deficiencies in informed consent, algorithmic biases in decision-making, and weak internal ethical cultures. By synthesizing empirical evidence, regulatory analyses, and behavioral cybersecurity research, particularly contextualized within Indian banking, this study argues for a comprehensive approach to embedding ethics into cybersecurity frameworks. Recommendations emphasize fostering security-aware cultures, enforcing transparent data governance, enhancing AI auditability, and instituting protected whistleblower channels, all essential to upholding trust and fairness in digital banking environments.},
        keywords = {cyber security, ethical banking, digital banking, artificial intelligence},
        month = {August},
        }

Cite This Article

Poonia, Y. S. (2025). Ethical Issues in Cyber security Practices in Indian Banks. International Journal of Innovative Research in Technology (IJIRT), 12(3), 775–779.

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