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@article{183382,
        author = {Yuddhveer Singh Poonia},
        title = {The Emergence of Banking in the Metaverse: Opportunities and Challenges},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {3},
        pages = {1113-1118},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=183382},
        abstract = {Metaverse banking represents a paradigm shift in the financial sector by merging blockchain technology, artificial intelligence, and immersive virtual reality into next-generation financial services. This paper explores the technological foundations, emerging advantages, regulatory complexities, and potential trajectory of virtual banking in Metaverse. It begins by conceptualizing Metaverse as an interactive digital universe where individuals engage through avatars and utilize digital assets supported by tools such as VR and AR. Furthermore, it traces the progression from conventional digital banking to decentralized finance (DeFi), emphasizing how metaverse integration is a logical extension of the fintech evolution that transforms routine transactions into experiential engagements.},
        keywords = {decentralized finance, digital banking, financial technology, virtual banking},
        month = {August},
        }