The Emergence of Banking in the Metaverse: Opportunities and Challenges

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Yuddhveer Singh Poonia

The Emergence of Banking in the Metaverse: Opportunities and Challenges

Authors: Yuddhveer Singh Poonia

Unique Paper ID: 183382
Volume: 12
Issue: 3
PageNo: 1113-1118

Keywords: decentralized finance digital banking financial technology virtual banking

Abstract:
Metaverse banking represents a paradigm shift in the financial sector by merging blockchain technology, artificial intelligence, and immersive virtual reality into next-generation financial services. This paper explores the technological foundations, emerging advantages, regulatory complexities, and potential trajectory of virtual banking in Metaverse. It begins by conceptualizing Metaverse as an interactive digital universe where individuals engage through avatars and utilize digital assets supported by tools such as VR and AR. Furthermore, it traces the progression from conventional digital banking to decentralized finance (DeFi), emphasizing how metaverse integration is a logical extension of the fintech evolution that transforms routine transactions into experiential engagements.

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ISSN: 2349-6002
Volume: 12
Issue: 3
PageNo: 1113-1118

The Emergence of Banking in the Metaverse: Opportunities and Challenges

Available:https://ijirt.org/article?manuscript=183382

01 Aug, 2025

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Impact Factor
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UGC Approved
Journal no 47859

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