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@article{184732,
        author = {SHILPA K and BAGALI AMBREEN},
        title = {A study on Financial Performance Analysis of CSB Bank Limited},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {4},
        pages = {4479-4486},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=184732},
        abstract = {This study evaluates the financial performance of CSB Bank, one of India's oldest private sector banks, which commenced operations in 1920. It covers the bank's evolution, its strategic transformation, and its financial health from 2021 to 2025. The analysis includes an industry overview, CSB Bank's profile, its products and services, areas of operation, infrastructure, competitors, SWOT analysis, and future growth prospects.
Financial statements, including profit and loss accounts and balance sheets, are analysed using ratio and trend analysis to assess profitability, liquidity, solvency, and efficiency. The study highlights the bank's efforts to adapt to contemporary trends, including digital banking and financial technology integration, and its strategic focus on sustainable growth and customer satisfaction. It also presents a comprehensive literature review on financial performance analysis of various Indian banks. The findings aim to provide insights for investors, management, and policymakers regarding CSB Bank's financial strategies and competitive landscape exceptional financial experiences to its trusted customers.},
        keywords = {Banking industry, financial performance, CSB Bank, India, Private sector banks, Digital banking, financial technology (Fintech), Regulatory compliance, Risk management, Profitability, Liquidity, Solvency, Ratio analysis, SWOT analysis, Economic development, Non-Performing Assets (NPA), Capital adequacy.},
        month = {October},
        }