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@article{186402,
        author = {Dr. HANAMANTRAYA},
        title = {A study on Financial Sector Reforms in Indian Banking sector},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {6},
        pages = {793-799},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=186402},
        abstract = {A nation's ability to function depends on its financial sector. It benefits both businesses and people. Only when the financial sector is solid can businesses operate with ease. They will receive financing and terms for repayment. People may invest and make deposits with ease. Both governmental and commercial financial sector organizations offer all of these services. Regular development and improvements in this area are therefore crucial. Financial reforms have made enormous change in every sector, banking is one among that. In the present scenario banking sector is a backbone of current business development of the country, mainly depends on the banking sector. Bank is a financial institution it is deals with deposits and advances and other money related services. It receives money from those who want to save in the form of deposits and it lends money to those who need it. According to the needs and demands of customers lost of reform has been brought in the banking sector. This study focuses on the to study the Indian banking sector and performance of Indian banks, to understand the technological developments in Indian banking sector, and to offer a suitable suggestion for the development of Indian banking sector. The study found that there were the banking system in India is dominated by nationalized banks. Online banking has made remarkable change in the impact in the financial sector. It has created transformation in banking structure, business process; work culture and human resource development. It has affected the productivity, profitability and efficiency of the banks to a large extent. To make it more sustainable there will be a need of bringing technological advancement, which will meet the modern banking need of the customers.},
        keywords = {Indian banking sector, technology, performance, E-banking, Efficiency.},
        month = {November},
        }