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@article{187418,
        author = {Dr. Vidya Hattangadi},
        title = {CAMELS Model for Efficiency of Banks},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {6},
        pages = {5379-5381},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=187418},
        abstract = {CAMELS is developed by U.S. federal banking supervisors in the 1970s and later adopted by the Federal Financial Institutions Examination Council (FFIEC) as the Uniform Financial Institutions Rating System (UFIRS), the CAMELS model provides a standardized framework for regulators to identify institutions at risk of failure. Regulators use the model for off-site surveillance and on-site examinations, but the specific ratings are typically confidential and not disclosed to the public.},
        keywords = {Banking Regulator, Federal Financial Institutions Examination Council (FFIEC}, RBI, CAMELS, Rating, Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, and Sensitivity to Market Risk, Kumar and Singh, “A Study of CAMELS Performance of Bank of Baroda and HDFC Bank," HDFC Bank, ICICI Bank, State Bank of India (SBI), Kotak Mahindra Bank, Bank of Baroda, Axis Bank.},
        month = {November},
        }