Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

@article{187514,
        author = {Dr.Anthony Samson},
        title = {RBI’s Stance on Cryptocurrencies: Issues, Challenges, and the Way Forward},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {6},
        pages = {5657-5660},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=187514},
        abstract = {This article examines the Reserve Bank of India’s (RBI) cautious approach to private cryptocurrencies, identifies the principal regulatory and systemic challenges the central bank faces, and proposes practical policy options. Drawing on secondary sources and recent policy developments, it contrasts India’s restrictive posture toward private digital assets with the parallel development of a Central Bank Digital Currency (CBDC) — the e-Rupee — and suggests measures to balance technological innovation with financial stability and monetary sovereignty.},
        keywords = {Cryptocurrencies, RBI Regulation, Monetary Sovereignty, Financial Stability, CBDC, DeFi.},
        month = {November},
        }