Impact of Mergers and Acquisitions of Public Sector banks in Indian Banking Sector

  • Unique Paper ID: 189313
  • Volume: 12
  • Issue: 7
  • PageNo: 5588-5591
  • Abstract:
  • In order to understand the resulting synergies and the long-term implications of the merger, this research paper looks at mergers and acquisitions (M&As) that have taken place in the Indian banking sector over the past 20 years. These challenges include low recovery rates, rising non-performing assets (NPA), and liquidity. The impact of mergers and acquisitions has been examined after the trends in M&A in Indian banking are discussed. The paper discusses the location of M&A performance evaluations in the Indian banking industry. This study uses a number of economic factors to compare the performance of combined banks before and after. The outcomes demonstrated the success of M&A in the Indian banking industry. Due to the potential negative effects on the assets of the stronger banks, the GoI and policy makers must no longer promote mergers between strong and troubled banks as a means of selling the interest of the depositors of the troubled banks.

Copyright & License

Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{189313,
        author = {Dr. G. Pavan Kumar},
        title = {Impact of Mergers and Acquisitions of Public Sector banks in Indian Banking Sector},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {7},
        pages = {5588-5591},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=189313},
        abstract = {In order to understand the resulting synergies and the long-term implications of the merger, this research paper looks at mergers and acquisitions (M&As) that have taken place in the Indian banking sector over the past 20 years. These challenges include low recovery rates, rising non-performing assets (NPA), and liquidity. The impact of mergers and acquisitions has been examined after the trends in M&A in Indian banking are discussed. The paper discusses the location of M&A performance evaluations in the Indian banking industry. This study uses a number of economic factors to compare the performance of combined banks before and after. The outcomes demonstrated the success of M&A in the Indian banking industry. Due to the potential negative effects on the assets of the stronger banks, the GoI and policy makers must no longer promote mergers between strong and troubled banks as a means of selling the interest of the depositors of the troubled banks.},
        keywords = {Indian Banking sector, Mergers, Acquisitions.},
        month = {December},
        }

Cite This Article

Kumar, D. G. P. (2025). Impact of Mergers and Acquisitions of Public Sector banks in Indian Banking Sector. International Journal of Innovative Research in Technology (IJIRT), 12(7), 5588–5591.

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