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@article{190945,
        author = {Anna Rose and S.M. Vikneshwaran and Joyal Jimmy and Alwin Joy and Dr. R Suma},
        title = {Portfolio Revision Strategies Using Formula Plans and Dollar Cost Averaging},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {12},
        number = {8},
        pages = {4841-4843},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=190945},
        abstract = {The revision of a portfolio is an important process in both the evaluation of an investor's investments and in the ongoing management of those investments. Further, as the market and an investor's tolerance for risk change, so too should the investments in their portfolio to ensure alignment with their current goals. Formulaic and dollar cost averaging methods provide investors with a systematic and disciplined approach to revising their portfolios. The objective of this paper is to provide a conceptual and descriptive overview of the different portfolio revision methods, with an emphasis placed on formulaic alternatives, such as: constant ratio, constant rupee value, and variable ratio plans, as well as dollar cost averaging. This paper also discusses how these methods can assist investors with mitigating the effects of market volatility on their investments, minimizing emotional bias, and ultimately enhancing the overall performance of their long-term investments. The present review of the literature regarding investment management includes numerous articles published in various academic, financial, and investment management journals including: IJSDR, IJIRSET, and IJMRSET. Based upon the findings of this review of the literature and comparison of the findings with that of similar review studies conducted on the same subject, it is concluded that systematic revision methods are particularly beneficial for long-term investors looking to establish and maintain stability and consistency in their investments, while maintaining a suitable level of risk in a volatile market environment.},
        keywords = {Portfolio Revision; Formula Plans; Dollar Cost Averaging; Investment Strategy; Portfolio Management},
        month = {January},
        }