Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

@article{193718,
        author = {Prof Laxman Pawar and Ruchi Jain and Prof. Ravi Chavan},
        title = {A Study on Wealth Management and Awareness among Banking Employees with Special Reference to Vijayapura},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {12},
        number = {10},
        pages = {950-956},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=193718},
        abstract = {This study, titled “A Study on Wealth Management and Awareness among Banking Employees with Special Reference to Vijayapura”, examines the level of financial literacy, awareness, and investment behaviour of banking employees in Vijayapura, Karnataka. Wealth management has become an essential component of financial well-being, as it enables individuals to plan, invest, and manage their income effectively to achieve long-term financial security. Despite working in financial institutions, banking employees may face challenges in managing their personal finances due to time constraints, limited practical exposure to modern investment avenues, and lack of structured financial planning. The research adopts a descriptive research design with a quantitative approach, using primary data collected through a structured questionnaire administered to 50 banking employees selected through random sampling. Statistical tools such as percentage analysis, mean, standard deviation, reliability testing (Cranach’s Alpha = 0.810), and hypothesis testing (t-test) were applied using SPSS and MS Excel to analyse the relationship between wealth management awareness and financial decision-making .The findings reveal that most banking employees possess a high level of awareness regarding wealth management and demonstrate a positive attitude toward financial planning, risk-return analysis, and long-term investment. Most respondents actively compare investment options and regularly invest a portion of their salary, indicating informed financial behaviour. However, relatively lower awareness was observed among junior-level employees, highlighting the need for continuous financial education and training programs. The study concludes that wealth management awareness significantly influences employees’ confidence in financial decision-making and investment planning. Enhancing financial literacy through workshops, digital learning platforms, and structured awareness programs can improve personal financial stability and enable banking professionals to contribute more effectively to organizational and economic growth.},
        keywords = {Wealth Management, Financial Literacy, Banking Employees, Investment Behaviour, Financial Awareness, Risk and Return Analysis, Financial Decision-Making},
        month = {March},
        }