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@article{195955,
        author = {Deepa Iranna Itagi and Dr. Sachindra G .R},
        title = {“Financial Inclusion in India : An Analysis of Branch Analysis of Branch Expansion and Mobile Banking”},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {12},
        number = {11},
        pages = {1849-1857},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=195955},
        abstract = {Financial inclusion is recognized as one of the significant factors contributing to inclusive growth. Financial inclusion ensures access to financial services at affordable costs for all in society. The aim of this present study is to explore the impact of bank branches and mobile banking on financial inclusion in India. The present study is based on secondary research. The present study is quantitative in nature. The present study aims to explore the impact of bank branches and mobile banking individually as well as collectively. The statistical methods like correlation, regression, and multiple correlations are employed to analyse the data collected from reliable sources like the Reserve Bank of India, World Bank, etc.
Financial inclusion has developed into a prominent feature of the concept of inclusive economic growth, and it provides financial services at affordable rates to all sections of society.
This study is conducted to analyse the impact of bank branches and mobile banking in achieving financial inclusion in India. This study is based on secondary research and is a quantitative study. This study is aimed at exploring the effect of bank branches and mobile banking individually and collectively. Statistical methods like correlation, regression, and multiple correlation are applied to the data collected from reliable sources like RBI, World Bank, etc.
It has been concluded in the research that a balanced integration of bank branches and mobile banking is a major requirement to reach a level of effective financial inclusion.},
        keywords = {Financial Inclusion, Bank Branch Expansion, Mobile Banking, Digital Finance, Inclusive Growth, India},
        month = {April},
        }