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@article{198035,
        author = {Rakesh Patil and Ganesh Vilas Bawaskar},
        title = {Security awareness in online banking among college students},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {12},
        number = {11},
        pages = {10410-10420},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=198035},
        abstract = {The fast growth of smartphones and digital technology has changed the banking sector in India, making mobile banking apps one of the most common ways to manage money, especially for young people. This case study looks at how postgraduate students use and feel about mobile banking apps, as they are usually skilled with technology and prefer quick and simple ways to handle their finances. A survey was used to find out what factors affect their use of these apps, such as ease of use, usefulness, security, and trust. The findings show that most students actively use mobile banking because it saves time and makes services like money transfers and bill payments available anytime and anywhere. However, many of them still worry about the safety of online transactions and the privacy of their personal information. The study concludes that although postgraduate students like mobile banking for its speed and convenience, banks need to keep improving security measures, protect users’ data, and build trust to keep students confident and satisfied with these services},
        keywords = {Online Banking, Security Awareness, Phishing, Two-Factor Authentication (2FA), Mobile Banking},
        month = {April},
        }