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@article{207429,
        author = {G  Karthiga},
        title = {THE ROLE OF ARTIFICIAL INTELLIGENCE IN ENHANCING FINANCIAL PERFORMANCE AND RISK MANAGEMENT in TAMILNADU},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {13},
        number = {3},
        pages = {1657-1662},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=207429},
        abstract = {Artificial Intelligence (AI) has emerged as a transformative technology that is reshaping financial management and risk mitigation practices across industries. In Tamil Nadu, one of India's leading industrial and financial hubs, organizations are increasingly adopting AI technologies such as machine learning, predictive analytics, natural language processing, and robotic process automation to improve financial performance, enhance operational efficiency, and strengthen risk management. AI-driven applications are being widely used in banking, insurance, manufacturing, information technology, and financial service organizations for financial forecasting, fraud detection, credit risk assessment, investment analysis, cash flow management, and regulatory compliance. Despite the growing adoption of AI, empirical evidence on its impact on financial performance and risk management in Tamil Nadu remains limited.
The present study aims to examine the role of Artificial Intelligence in enhancing financial performance and risk management among organizations in Tamil Nadu. Specifically, the study investigates the influence of AI adoption on financial performance, operational efficiency, decision-making effectiveness, and risk management practices. It also identifies the key challenges associated with AI implementation, including data security, cybersecurity risks, ethical concerns, regulatory compliance, infrastructure readiness, and employee skills.},
        keywords = {Artificial Intelligence, Financial Performance, Risk Management, Financial Services, Financial Decision-Making, Machine Learning, Predictive Analytics, Cyber Security.},
        month = {August},
        }