IMPACT OF MICRO-CREDIT ON THE LEVEL OF INCOME, EMPLOYMENT, EXPENDITURE, SAVINGS AND INDEBTEDNESS OF THE WOMEN OF THE WOMEN SELF-HELP GROUPS IN RAMANATHAPURAM DISTRICT, TAMILNADU
Author(s):
Dr. A. BOSE, Dr. A. KUMAR
Keywords:
Micro-credit, Women Empowerment, Economic Status, Percapita Income
Abstract
Nowadays women are flourishing in all fields. Recently rural poor women are also motivated and associated for mutual help. They have started to improve their status, standard of living and personality. Since Self Help Groups are ready to mobilize savings from the poor who don’t seem to be expected to possess any savings and will also recycle effectively the pooled savings among members, they succeeded in performing and providing banking services to their members, is also during a primitive way, but during a manner which the costeffective in simple, flexible at the door step of the members and in particular with none defaults in repayment by borrowers. The impact of micro-credit scheme on the extent of income, employment, expenditure, savings and indebtedness of the sample women of Self Help Groups. Micro-credit scheme has reduced the agricultural poverty to some extent in terms of generating employment, income, savings and increase in overall assets. Micro-credit has empowered the women beneficiaries both economically and socially. It’s improved the capacity building of the women to unravel their day-to-day problems.
Article Details
Unique Paper ID: 152433

Publication Volume & Issue: Volume 8, Issue 3

Page(s): 348 - 355
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