Public Key based Security Scheme for Digital Payment Transactions

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ISSN: 2349-6002 ESTD Year: 2014

UGC approved journal no 47859

Public Key based Security Scheme for Digital Payment Transactions
Author(s):
M. Ramesh Kumar, R. Ganapathy Subramanian, M.Arun
Keywords:
Blockchain, cryptography, publick-key security
Abstract
The digital payment landscape in India is undergoing a massive transformation. Indian consumers have shown tremendous affinity to digital technologies, with growth rates for mobile phones and e-commerce adoption far outstripping rates in developed economies. More than 40% of the users of digital payment systems are worried about chances of loss of money during the transactions as well as about the fraudulent activities that happen often in the field. So, continues security enhancement is the only way to reduce the fraudulent activities and give the better user experience. The paper addresses such issues and proposes a better enhancement for the existing digital payment technologies by using public key cryptography based two-step signature verification scheme.
Article Details
Unique Paper ID: 152986 Publication Volume & Issue: Volume 8, Issue 5 Page(s): 196 - 199
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