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@article{166472,
        author = {Mrs. Jyoti Hegdekatte},
        title = {SOCIO-ECONOMIC EMPOWERMENT OF PRADHAN MANTRI JAN DHAN YOJANA ACCOUNT HOLDERS WITH SPECIAL REFERENCE TO  BENGALOR DISTRICT},
        journal = {International Journal of Innovative Research in Technology},
        year = {2024},
        volume = {11},
        number = {2},
        pages = {970-978},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=166472},
        abstract = {Financial inclusion pertains to the provision of banking and financial services to persons who have historically faced barriers in accessing such services, especially those who are destitute or underserved. The English version of Pradhan Mantri Jan Dhan Yojana is "People Money Scheme." A comprehensive financial inclusion strategy seeks to guarantee that every household in the nation has access to banking services, with a particular focus on strengthening vulnerable elements of society, including as women, small and marginal farmers, and urban and rural labourers. Therefore, it is crucial to perform a comprehensive evaluation of the Pradhan Mantri Jan Dhan Yojana and its impact on the socio-economic empowerment of the individuals participating in it. This study will offer significant insights to policy makers in order to identify the strengths and shortcomings of the programmes, hence aiding their efficient implementation. The primary objective of the study is to evaluate the socio-economic empowerment of individuals who hold accounts under the Pradhan Mantri Jan Dhan Yojana, with a specific focus on the Bengalor District. This study demonstrates that the PMJDY plan has effectively improved the socio-economic empowerment of the respondents, leading to good outcomes in their social and economic status.},
        keywords = {PMJDY, Banking, Financial Services, Financial Inclusion and Socio-Economic Empowerment.},
        month = {July},
        }