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@article{169076,
        author = {Venkatesha G B and Manjunath C V and Sunil S},
        title = {Awareness and Use of Payment Banking System among Students},
        journal = {International Journal of Innovative Research in Technology},
        year = {2024},
        volume = {5},
        number = {4},
        pages = {413-416},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=169076},
        abstract = {Financial Inclusion being the need of the hour both government and private sector are trying their level best to include every individual into the economy. Pradhan Mantri Jandhan yojana, digitalization of banking transactions, Unified Payment Interface and Payment banking systems are all the means to achieve financial inclusion, simplification of banking activities through digitalization of transactions, paperless transactions and also tracks the flow of money avoiding black money in the economy. Payment banks have started functioning in India since August 2015 after the RBI gave ‘in-principle’ licenses to eleven entities to launch payment banks.
This paper deals with the level of awareness and use of Payment banking system among the rural students and also suggests measures to improve the use of payment banking system among these students.},
        keywords = {RBI, Payment Banks, Unified Payment Interface, Digitalization.},
        month = {November},
        }