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@article{175955,
        author = {Ms. Kresphulin Wahlang},
        title = {Financial Investment decisions among senior citizens: A Study of risk tolerance and investment preferences},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {11},
        pages = {6827-6829},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=175955},
        abstract = {This study examines financial investment decisions among senior citizens, focusing on risk tolerance and investment preferences. A survey of 100 senior citizens reveals that risk tolerance and investment preferences are influenced by factors such as age, income and financial literacy. The study finds that senior citizens tend to be more risk-averse and prefer low-risk investments such as bonds and fixed deposits. However, some senior citizens are willing to take on more risk and invest in stocks and mutual funds. The study’s findings have implications for financial advisors and policymakers seeking to support senior citizens in their financial investment decisions.},
        keywords = {Senior citizens, financial investment decisions, risk tolerance, investment preferences, financial literacy.},
        month = {April},
        }