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@article{179559,
        author = {Himani and Dr. Jyoti Sondhi and Dr. Divya Rai and Dr. Avinash Rana},
        title = {Investment analysis of SBI},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {12},
        pages = {6972-6978},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=179559},
        abstract = {The majority of public sector companies, the 
State Bank of India is the best banker because it is the 
biggest public sector bank in India in terms of assets, 
deposits, staff, and clients. Customers greatly trust SBI 
because of its timely services, giving it the top position 
in the Indian money market. Every commercial bank's 
primary goal is to become successful, and to do this, 
they focus on evaluating their financial performance. 
The organization's profitability and soundness can be 
determined by its financial performance. For this 
reason, the current study aimed to analyse the State 
Bank of India's financial situation over the last five 
years. Ratio analysis is the most common method for 
examining a bank's financial status. Thus, an analysis 
of the State Bank of India's financial situation in recent 
years has been conducted. One of the most significant 
components of the financial system is the banking 
industry. Banks that have more than 50% of their total 
equity allocated by the government are considered 
public sector banks. All financial laws related to public 
sector banks are created by the government. During the 
five-year period from 2017–2018 to 2021–2022, the 
financial performance of both public sector banks was 
looked at in this study, "A Study on "CAMELS" and 
Performance Evaluation of SBI & Indian Bank." The 
best approach for increasing wealth is to set aside a 
particular amount of money each month for 
investments or savings. When persons get asked where 
they should invest, they most likely recommend bank 
recurrent deposits, or RD. There are other options with 
maybe larger returns available for those who would 
want to invest a certain sum each month as opposed to 
making a large only once loyalty. The Systematic 
Investment Plan (SIP), provided by mutual fund 
structures, represents one such option. Analysing and 
evaluating the financial performance of SBI and Indian 
banks is the primary goal of the study. The research is 
analytical. 
The CAMELS components—capital 
adequacy, asset quality, management efficiency, 
earning quality, liquidity, and sensitivity—were used as 
the study's instrument.},
        keywords = {State Bank of India, CAMELS, Commercial  bank's, RD},
        month = {May},
        }