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@article{179704,
        author = {Neha Chandel and Dr. Divya Rai and Dr. Jyoti Sondhi and Dr. Avinash Rana and Mr. Hemant Kapoor},
        title = {A STUDY ON EDUCATION LOAN WITH REFRENCE OF PUNJAB NATIONAL BANK},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {12},
        pages = {7491-7495},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=179704},
        abstract = {There is a serious financial issue in the education sector in the majority of emerging nations. A paradigm changes in the way that education is funded is desperately needed, as this issue compromises everyone's fundamental right to an education. Government scholarships usually serve to finance schooling education loans, fees, subsidies, and other methods. Since education loans are readily available to students, they can be widely used as an alternative source of funding for higher education. Commercial banks act as the main lenders of education loans in India, where programs for such loans have been in place for a while. The primary function of banks that determines their profitability is the granting of loans. This descriptive study aims to examine how the loanees perceive regarding Punjab National Bank's (PNB) credit procedure by giving those who have used the bank's credit a carefully planned interview schedule.},
        keywords = {Banks, education loan, commercial banks.},
        month = {May},
        }