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@article{183287,
        author = {Sanjay Chandrakant Vichare},
        title = {Leveraging Agile and Scrum in High-Stakes Compliance Projects: A Case Study in AML Systems},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {3},
        pages = {1586-1594},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=183287},
        abstract = {financial institutions face increasing pressure to meet stringent Anti-Money Laundering (AML) regulatory requirements, the need for adaptable, collaborative, and iterative development methodologies has become critical. Agile and Scrum frameworks offer compelling alternatives to traditional waterfall models in delivering AML compliance systems. This review explores the theoretical underpinnings, empirical evidence, case studies, and experimental results related to Agile's application in high-stakes compliance environments. A proposed Agile-Scrum compliance integration model is introduced, supported by quantitative data showing improvements in project speed, error rates, and stakeholder satisfaction. Key findings suggest that Agile can significantly enhance responsiveness, regulatory alignment, and cross-functional collaboration, though adaptations are necessary to address documentation and audit requirements. The paper concludes with a discussion of future research directions aimed at strengthening Agile's applicability in regulated domains through AI integration, policy-as-code, and compliance automation tools.},
        keywords = {Agile; Scrum; AML; Compliance Systems; RegTech; High-Stakes Projects; Project Management; Financial Regulation; Sprint Planning; Iterative Development},
        month = {August},
        }