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@article{186617,
author = {Anuja A. Patil and Dr. Mohasin A. Tamboli},
title = {Literature Review – Impact of Promoting Financial Inclusion in Public Banks.},
journal = {International Journal of Innovative Research in Technology},
year = {2025},
volume = {12},
number = {6},
pages = {1430-1434},
issn = {2349-6002},
url = {https://ijirt.org/article?manuscript=186617},
abstract = {Financial inclusion refers to ensuring that everyone, especially marginalized communities, has access to essential financial services such as savings accounts, loans, and insurance. Public banks play a vital role in advancing financial inclusion, particularly in developing countries where a significant portion of the population is unbanked. This paper explores the importance of financial inclusion and the ways in which public banks can promote it. It also examines the challenges public banks face, such as limited infrastructure, bureaucratic inefficiencies, and political interference, which hinder their ability to reach the unbanked. The paper concludes by offering recommendations to improve public banks’ efforts in promoting financial inclusion, including embracing digital banking, improving customer education, and expanding branch networks in rural areas.},
keywords = {Public Banks, Financial inclusion},
month = {November},
}
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