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@article{204696,
        author = {Dr.RAYGANI PATHI},
        title = {CRAR PERFORMANCE: A COMPARATIVE ANALYSIS OF CAPITAL ADEQUACY RATIO OF SBI AND ICICI Bank},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {13},
        number = {1},
        pages = {4568-4577},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=204696},
        abstract = {Risk is the potentiality of both expected and unexpected events which have an adverse impact on bank capital or earnings. Risk Management enables the banks to bring their risks to manageable proportions while not severely affecting their income. Capital adequacy is an indicator of the financial health of the banking system. It is defined as the ratio of a bank’s capital to its total risk-weighted assets. The Scheduled Commercial Banking sector is the driving engine of the Indian economy and the risks associated with this sector is very significant, the RBI is keen on monitoring this sector and develop policies and other corrective measures as necessary. Hence, the paper endeavoured to study an overview picture of Capital to Risk-weighted Asset Ratio (CRAR) of SBI AND ICICI BANK. The results showed that statistically there is a significant difference between SBI Bank and ICICI Bank as regards to Capital adequacy ratio and Tier I capital ratio. As regards to Tier II capital ratio, statistically there is no significant difference between SBI Bank and ICICI Bank.},
        keywords = {},
        month = {June},
        }