A STUDY ON FINANCIAL CAPABILITY OF PUBLIC SECTOR BANKS IN INDIA

  • Unique Paper ID: 164253
  • Volume: 10
  • Issue: 12
  • PageNo: 374-381
  • Abstract:
  • India is one of the emerging economies of the world. In this modern era, the growth of India is not only subjected to its dependency on Agro Products, although it covers a large part of our economy since we are the world leader in the milk production and second largest wheat producer in the world. But, with the increase in the financial literacy among the citizens of the country our exposure towards various financial products have also increased which is helping the economy boom in ways we couldn’t even imagine 10 years back. Banks which are an integral part of an economy acts as a bridge between the general public and the economic parameters of a country. This paper focuses on the overall financial capability of the Public Sector Banks in India, metric used for analysis of the financial capability is Piotrowski’s F Score, the higher the score the better the Financial Strength of a bank. The period of the study is 2018 – 2022 and the research is only subjected to 5 Public Sector Banks viz, Bank of Baroda, Punjab National Bank, Union Bank of India, Bank of India, and State Bank of India. Entire Interpretation and Analysis of Data is based on Secondary Sources via MoneyControl.

Copyright & License

Copyright © 2025 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{164253,
        author = {Yogita M Patil and Dr. S.S. Jadhav},
        title = {A STUDY ON FINANCIAL CAPABILITY OF PUBLIC SECTOR BANKS IN INDIA},
        journal = {International Journal of Innovative Research in Technology},
        year = {},
        volume = {10},
        number = {12},
        pages = {374-381},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=164253},
        abstract = {India is one of the emerging economies of the world. In this modern era, the growth of India is not only subjected to its dependency on Agro Products, although it covers a large part of our economy since we are the world leader in the milk production and second largest wheat producer in the world. But, with the increase in the financial literacy among the citizens of the country our exposure towards various financial products have also increased which is helping the economy boom in ways we couldn’t even imagine 10 years back. Banks which are an integral part of an economy acts as a bridge between the general public and the economic parameters of a country. This paper focuses on the overall financial capability of the Public Sector Banks in India, metric used for analysis of the financial capability is Piotrowski’s F Score, the higher the score the better the Financial Strength of a bank. The period of the study is 2018 – 2022 and the research is only subjected to 5 Public Sector Banks viz, Bank of Baroda, Punjab National Bank, Union Bank of India, Bank of India, and State Bank of India. Entire Interpretation and Analysis of Data is based on Secondary Sources via MoneyControl.},
        keywords = {Financial Stability, Public Sector Banks, Financial Inclusion, F-Score},
        month = {},
        }

Cite This Article

  • ISSN: 2349-6002
  • Volume: 10
  • Issue: 12
  • PageNo: 374-381

A STUDY ON FINANCIAL CAPABILITY OF PUBLIC SECTOR BANKS IN INDIA

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