Integrating Financial Literacy into Higher Education: Perspec-tives From Students And Learning Outcomes

  • Unique Paper ID: 167890
  • Volume: 11
  • Issue: 4
  • PageNo: 789-795
  • Abstract:
  • This study explores how students perceive financial literacy integration and how it affects their financial knowledge, attitudes, and behaviours. The study uses both quantitative and qualitative methods to examine the integration of financial literacy into higher education and its impact on student perceptions and learning outcomes. A questionnaire created based on existing reliable scales and measures for financial literacy, attitudes towards financial education, and perceived learning outcomes in the university context. The quantitative analysis showed that most students had posi-tive perceptions of integrated financial literacy. Most of them were happy with the financial education initiatives of-fered by their universities, emphasizing the importance and usefulness of the content covered. The qualitative findings showed a significant enhancement in students’ financial knowledge and skills after taking part in financial education programmes. The findings have important implications for educational policymakers and practitioners who want to improve financial literacy education in higher education settings. By solving the challenges and using the opportunities identified in this study, higher education institutions can help create a generation of financially literate individuals who can deal with the complexities of the modern economy.

Copyright & License

Copyright © 2025 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{167890,
        author = {Vishwas G. Mane and Sudhakar A. Sangale},
        title = {Integrating Financial Literacy into Higher Education: Perspec-tives From Students And Learning Outcomes},
        journal = {International Journal of Innovative Research in Technology},
        year = {2024},
        volume = {11},
        number = {4},
        pages = {789-795},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=167890},
        abstract = {This study explores how students perceive financial literacy integration and how it affects their financial knowledge, attitudes, and behaviours. The study uses both quantitative and qualitative methods to examine the integration of financial literacy into higher education and its impact on student perceptions and learning outcomes. A questionnaire created based on existing reliable scales and measures for financial literacy, attitudes towards financial education, and perceived learning outcomes in the university context. The quantitative analysis showed that most students had posi-tive perceptions of integrated financial literacy. Most of them were happy with the financial education initiatives of-fered by their universities, emphasizing the importance and usefulness of the content covered. The qualitative findings showed a significant enhancement in students’ financial knowledge and skills after taking part in financial education programmes. The findings have important implications for educational policymakers and practitioners who want to improve financial literacy education in higher education settings. By solving the challenges and using the opportunities identified in this study, higher education institutions can help create a generation of financially literate individuals who can deal with the complexities of the modern economy.},
        keywords = {Financial literacy integration, Higher education, Student perceptions, Financial knowledge and attitudes, Educational policy and practice.},
        month = {September},
        }

Cite This Article

  • ISSN: 2349-6002
  • Volume: 11
  • Issue: 4
  • PageNo: 789-795

Integrating Financial Literacy into Higher Education: Perspec-tives From Students And Learning Outcomes

Related Articles