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@article{175363,
        author = {Addala Naveen Kumar},
        title = {THE TECH-DRIVEN FUTURE OF BANKING: ASSESSING SBI’S OPERATIONAL EFFICIENCY IN THE DIGITAL ERA},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {10},
        number = {1},
        pages = {1722-1730},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=175363},
        abstract = {Purpose:The primary purpose of this study is to assess the impact of technology and digitalization on the operational efficiency of State Bank of India (SBI). It explores the relationship between digital and non-digital banking operations and how digital advancements contribute to SBI's profitability and overall operational performance. The study also aims to evaluate the short-term and long-term effects of digitalized banking technologies on the bank’s operational profits.},
        keywords = {},
        month = {April},
        }