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@article{179775,
        author = {Mr. Ravi Chavan and Om Rajan Pagade and Mr. Laxman Pawar},
        title = {A Study on Financial Literacy and Investment Behaviour of Corporate Employees in Belagavi City},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {12},
        pages = {8644-8648},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=179775},
        abstract = {This study titled "A Study on Financial 
Literacy and Investment Behaviour of Corporate 
Employees" investigates the financial knowledge and 
investment patterns of corporate employees in Belagavi 
city. Financial literacy is essential in guiding informed 
financial decision-making, influencing savings habits, 
risk preferences, and long-term financial security. The 
research employs a descriptive design using stratified 
random sampling, collecting both primary data 
through structured questionnaires and secondary data 
from financial literature. Data analysis using SPSS and 
Excel reveals that while most employees exhibit 
moderate financial literacy, there is limited engagement 
in 
advanced investment strategies. Preferred 
investment avenues include low-to-moderate-risk 
options like fixed deposits, mutual funds, and gold, 
whereas high-risk instruments like equities remain 
underutilized. Challenges identified include limited 
financial advisory services, high expenses, time 
constraints, and fear of fraud. The study concludes that 
enhancing financial education, promoting investment 
diversification, and integrating digital financial tools 
can significantly improve the financial behaviour and 
well-being of corporate employees. These measures not 
only benefit individuals but also contribute to the 
broader economic resilience of the corporate sector.},
        keywords = {},
        month = {May},
        }