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@article{179803,
        author = {Laxman Pawar and Raju Mahadev Vanajoli and Ravi Chavan},
        title = {A Comprehensive Study on Knowledge of Wealth Management Among Government Employees in North Karnataka},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {12},
        pages = {8010-8014},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=179803},
        abstract = {This research presents a comprehensive 
examination of the knowledge and awareness 
surrounding wealth management among government 
employees in North Karnataka. The study aims to 
assess the extent to which factors such as income, 
education, socio-economic status, and cultural beliefs 
influence financial decision-making and wealth 
management practices within this demographic. Data 
was collected through a structured questionnaire 
administered to 50 government employees, selected via 
simple random sampling. The analysis, conducted using 
descriptive statistics, T-tests, and MS Excel-supported 
SPSS software, reveals that while financial literacy and 
access to wealth management resources remain limited, 
socio-economic and cultural factors significantly shape 
individuals' financial behaviors and opportunities. The 
findings indicate that financial difficulties and 
traditional cultural norms continue to present barriers 
to effective wealth management. However, the study 
also identifies opportunities for targeted financial 
literacy programs and culturally sensitive support 
services to enhance financial well-being among 
government employees.},
        keywords = {},
        month = {May},
        }