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@article{179807,
        author = {Laxman Pawar and Shraddha Pangadawale and Ravi Chavan},
        title = {A STUDY ON FINANCIAL LITERACY OF HOUSEHOLD WOMEN ON INVESTMENT DECISIONS IN VIJAYAPURA CITY},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {12},
        pages = {8024-8029},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=179807},
        abstract = {This research explores the financial literacy 
of women in households in Vijayapura City and its 
influence on investment. Financial literacy involving 
knowledge of budgeting, saving, investing, and risk 
management is crucial in empowering women and 
bringing stability to family finances. Even with 
increased awareness, most women continue to use 
conventional means of saving, do not have access to 
investment options, and often have male relatives advise 
them financially. With a sample of 50 women in 
households and a standardized questionnaire, this study 
examines financial attitudes, investment choices, and 
problems using descriptive statistics and t-tests. Results 
show that although the majority of the respondents are 
optimistic about handling money and saving for 
investment in the future, financial concepts are poorly 
understood, and there is low digital financial 
participation. The research underscores the necessity 
for specific financial education initiatives to close 
knowledge gaps, improve women's investment skills, 
and foster financial independence.},
        keywords = {},
        month = {May},
        }