Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

@article{179806,
        author = {Laxman Pawar and Rekha Managuli and Ravi Chavan},
        title = {A STUDY ON SAVINGS AND INVESTMENT AMONG THE PG (POST GRADUATE) STUDENTS IN VIJAYAPUR CITY},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {12},
        pages = {8020-8023},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=179806},
        abstract = {This study explores the saving and investment patterns among postgraduate (PG) students in Vijayapur City, aiming to understand their financial behavior, awareness, and preferences. The research investigates how students manage their limited financial resources—primarily allowances and part-time earnings—by examining their saving habits, investment choices, and the role of financial planning. Using a quantitative research design, data was collected through structured questionnaires distributed among 50 PG students. The study identifies trends such as regular saving practices, limited maintenance of emergency funds, and a strong preference for long-term wealth creation. It also highlights a reliance on traditional investment avenues like fixed deposits and savings accounts, with moderate interest in diversified portfolios. The findings emphasize the importance of financial literacy and suggest that students with higher financial awareness are more likely to engage in strategic investment practices. Recommendations include implementing financial education programs, encouraging early investment habits, and enhancing access to digital financial tools. Overall, the study underscores the need for institutional and policy-level support to foster financially responsible behaviors among students.},
        keywords = {},
        month = {May},
        }