Secure Integration of Stripe for SaaS Billing in Microservice Architectures

  • Unique Paper ID: 181761
  • Volume: 12
  • Issue: 1
  • PageNo: 6126-6132
  • Abstract:
  • With more modern SaaS platforms using microservice platforms, subscription billing and payment flows are more hybrid and complex to handle safely. Stripe is a top payment infrastructure platform that provides APIs and tools that are more capable when it comes to the cloud-native environment. The present paper analyzes the system design attempts to incorporate Stripe in the microservice-based SaaS environment securely through secure authentication, tokenized data communication, and role-based access control. This paper examines individual billing services, their adherence to PCI DSS, GDPR, and data localization regulations, as well as methods for monitoring, ensuring fault tolerance, and mitigating fraud. Additionally, more advanced topics such as AI-based fraud detection and potential blockchain-based extensions are also considered. A combination of these factors creates a roadmap for developing resilient, secure, and compliant billing infrastructures with Stripe in dynamic fintech environments.

Copyright & License

Copyright © 2025 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{181761,
        author = {Siddhartha Kantipudi},
        title = {Secure Integration of Stripe for SaaS Billing in Microservice Architectures},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {1},
        pages = {6126-6132},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=181761},
        abstract = {With more modern SaaS platforms using microservice platforms, subscription billing and payment flows are more hybrid and complex to handle safely. Stripe is a top payment infrastructure platform that provides APIs and tools that are more capable when it comes to the cloud-native environment. The present paper analyzes the system design attempts to incorporate Stripe in the microservice-based SaaS environment securely through secure authentication, tokenized data communication, and role-based access control. This paper examines individual billing services, their adherence to PCI DSS, GDPR, and data localization regulations, as well as methods for monitoring, ensuring fault tolerance, and mitigating fraud. Additionally, more advanced topics such as AI-based fraud detection and potential blockchain-based extensions are also considered. A combination of these factors creates a roadmap for developing resilient, secure, and compliant billing infrastructures with Stripe in dynamic fintech environments.},
        keywords = {Stripe, SaaS, Microservices, Secure Billing, Tokenization, Authentication},
        month = {July},
        }

Cite This Article

  • ISSN: 2349-6002
  • Volume: 12
  • Issue: 1
  • PageNo: 6126-6132

Secure Integration of Stripe for SaaS Billing in Microservice Architectures

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