A STUDY ON IMPACT OF MOBILE BANKING ON EXPANSION OF BANKING SERVICES -A STUDY SELECTED OF SBI BRANCHES

  • Unique Paper ID: 184003
  • Volume: 12
  • Issue: 3
  • PageNo: 3843-3848
  • Abstract:
  • The introduction of Internet banking is the most recent technological advancement that has had a significant effect on developing banking services. It has aided users' connections to their bank accounts at any point. Owners are in a position to conduct financial transfers, review account information, obtain bank statements, and pay their bills from wherever. However, the most significant impediment to the advancement of online banking is the need for a particular computer with a wired Internet link. It is not a problem in many developed countries, but it is a major issue for most emerging countries, such as India. M-banking is basically a workaround for Internet Banking's limitations. In today's world, the term ‘mobile banking’ has become extremely common. It simply refers to financial and non-financial activities that are carried out by logging into a bank's website via a cell phone, such as payments between accounts, reviewing account balances, and potentially paying bills. M banking is mostly carried out mostly via the internet on cell phones or through SMS, although it can also be carried out through the use of special services known as clients downloaded on mobile phones.

Copyright & License

Copyright © 2025 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{184003,
        author = {Dr.B.Bhagya Lakshmi},
        title = {A STUDY ON IMPACT OF MOBILE BANKING ON EXPANSION OF BANKING SERVICES -A STUDY SELECTED OF SBI BRANCHES},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {3},
        pages = {3843-3848},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=184003},
        abstract = {The introduction of Internet banking is the most recent technological advancement that has had a significant effect on developing banking services. It has aided users' connections to their bank accounts at any point. Owners are in a position to conduct financial transfers, review account information, obtain bank statements, and pay their bills from wherever. However, the most significant impediment to the advancement of online banking is the need for a particular computer with a wired Internet link. It is not a problem in many developed countries, but it is a major issue for most emerging countries, such as India. M-banking is basically a workaround for Internet Banking's limitations. In today's world, the term ‘mobile banking’ has become extremely common. It simply refers to financial and non-financial activities that are carried out by logging into a bank's website via a cell phone, such as payments between accounts, reviewing account balances, and potentially paying bills. M banking is mostly carried out mostly via the internet on cell phones or through SMS, although it can also be carried out through the use of special services known as clients downloaded on mobile phones.},
        keywords = {},
        month = {August},
        }

Cite This Article

  • ISSN: 2349-6002
  • Volume: 12
  • Issue: 3
  • PageNo: 3843-3848

A STUDY ON IMPACT OF MOBILE BANKING ON EXPANSION OF BANKING SERVICES -A STUDY SELECTED OF SBI BRANCHES

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