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@article{187557,
        author = {Mr. Balkrishna Prajapati and Mr. prince kushwaha and Mr. Mahendra Kumar Pandey},
        title = {The Role of Micro insurance In Providing Financial Security in the Vindhya Region of Madhya Pradesh},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {6},
        pages = {7380-7383},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=187557},
        abstract = {Micro insurance — insurance products designed for low-income households and informal-sector workers — has emerged as an important tool for improving financial resilience in developing regions. This paper examines the role of Micro insurance in providing financial security in the Vindhya Region of India, an area characterized by economic vulnerability, agricultural dependence, and limited access to formal financial services. The study adopts a mixed-methods approach combining literature synthesis, regional case-study analysis, and a proposed household survey instrument for field validation. Findings suggest that Micro insurance can reduce vulnerability to shocks, enhance household investment in health and livelihoods, and support inclusive financial systems when backed by local trust, effective delivery channels, and appropriate regulation. The paper concludes with policy recommendations and a practical framework for strengthening Micro insurance initiatives in the Vindhya Region.},
        keywords = {Micro insurance, financial security, Vindhya Region, risk management, inclusion, resilience, India},
        month = {November},
        }