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@article{189676,
        author = {Chavada Alpaben N.},
        title = {Roll of Artificial intelligence in advancing Women’s financial inclusion},
        journal = {International Journal of Innovative Research in Technology},
        year = {},
        volume = {12},
        number = {no},
        pages = {1-7},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=189676},
        abstract = {In the contemporary technological era, rapid advancements across various sectors have opened new avenues to address long-standing socio-economic challenges. One significant opportunity lies in the application of Artificial Intelligence (AI) to enhance women’s financial inclusion. Despite global progress toward gender equality, women—particularly in developing and underserved regions—continue to face substantial barriers in accessing formal financial services. Challenges such as limited banking infrastructure, lack of credit history, socio-cultural constraints, and low levels of financial literacy restrict women’s financial independence and economic participation.
Artificial Intelligence has emerged as a transformative force in the financial sector by enabling data-driven, inclusive, and personalized financial solutions. AI-powered systems can analyze vast volumes of financial and alternative data to gain deeper insights into women’s financial behaviors, needs, and constraints. This capability allows financial institutions to design customized products such as tailored savings plans, microcredit, insurance schemes, and flexible loan facilities that better address women’s unique financial realities. Moreover, the use of alternative data sources—such as mobile usage patterns, digital transaction records, and payment behavior—enables more accurate credit assessments, expanding access to finance for women who lack traditional credit histories.
In addition to improving access, AI plays a crucial role in reducing gender bias in financial decision-making through automated and objective evaluation processes. AI-driven platforms also enhance financial literacy by offering personalized guidance, real-time support, and educational tools that help women make informed financial decisions. By strengthening entrepreneurship, financial independence, and economic participation, AI contributes to the development of a more inclusive and equitable financial system.
This study examines the role of Artificial Intelligence in advancing women’s financial inclusion by analyzing its impact on access, affordability, and personalization of financial services, highlighting its potential to promote sustainable development and inclusive economic growth.},
        keywords = {Financial Inclusion, Women Entrepreneur, National Economic Growth, World Economy, Sustainable Growth.},
        month = {},
        }