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@article{191324,
        author = {Mrs. Namrata Vankar and Dr. Sanjay Joshi},
        title = {Financial Literacy and Women’s Role in Family Investment Decision-Making},
        journal = {International Journal of Innovative Research in Technology},
        year = {},
        volume = {12},
        number = {no},
        pages = {1265-1270},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=191324},
        abstract = {Women’s involvement in Family’s investment decisions greatly affects family well-being, financial stability, and long-term wealth. The financial literacy programs have increased worldwide and in India as well, but still women’s participation in Family’s Investment Decision making is limited. This paper examines how women’s financial knowledge relates to their role in family investment decisions by using secondary data from Global database, national surveys, policy reports, and previous research studies. The paper gathers evidence on gender differences in financial knowledge, access to financial resources, and decision-making authority in Family. The analysis shows that higher financial literacy among women is linked to greater awareness and confidence in assessing investment options; however, these improvements do not always lead to real decision-making power. Social & Cultural norms, unequal control over financial assets, and institutional barriers significantly affect how financial literacy influences women’s participation in family’s investment decision. The study concludes that while financial literacy is a necessary foundation for boosting women’s participation in family investment decisions, it is not enough on its own. Approaches that combine financial education with better access to financial resources and supportive social structures are vital to enhance women’s ability to make investment decisions in households. Based on the findings, it is recommended that the financial literacy programs should be linked to the larger gender-sensitive financial inclusion and social initiatives so that the knowledge can get transformed into actual investment participation.},
        keywords = {Financial Literacy, Investment Decision Making, Women, Family, Investment Behaviour},
        month = {},
        }